Rare opportunity: cut 8 years off your mortgage & secure a sub market rate! Stop chasing high ratesstep into a financial goldmine. This stunning 3br/2. 5ba home features a fully assumable fha mortgage, allowing you to capture a massive rate discount. With only 22 years remaining, you skip over a decade of front loaded interest, providing huge monthly savings and instant equity. (buyer must qualify with lender). Seller credits: up to \(\$10,000\) in credits for closing costs, prepaids, or hoa. The lifestyle: turn key gem with new luxury flooring, renovated baths, and a 2 car garage. Enjoy a private covered patio near the lake. Total peace of mind: hoa covers exterior maintenance, landscaping, and roof. Zero "to do" lists! Own a low rate legacy today. Schedule your tour now!